Purpose and scope
These guides explain questions to ask before making an insurance or planning decision. They are general education for readers in Sri Lanka, not individual financial, legal or tax advice. This is a personal planning website with a commercial purpose: readers can enquire about a consultation.
How these guides were prepared
The initial guides were prepared with AI assistance using linked public regulator and insurer information, alongside original planning checklists and clearly labelled arithmetic examples. They are not presented as personally authored or professionally reviewed by Shashini, an insurer or a regulator. A publisher credit identifies the website carrying the content, not an expert endorsement.
Sources and product details
Sources appear on each guide. Regulatory information is linked to IRCSL; insurer material is identified as product-specific. Overseas sources are used only for general concepts, with their jurisdiction clearly stated. The issued policy, schedule and special terms determine benefits. No guide is an exhaustive comparison of the insurance market.
Dates, examples and corrections
The date on each guide records its content update, not an ongoing guarantee that external pages remain unchanged. Illustrations use stated assumptions and do not predict future returns, costs or claims. If you find an error or outdated statement, email shashini.fernando@aia.com.lk with the page link and relevant source. Do not include policy numbers or medical records in a correction request.
Professional information
The website lists Shashini as Wealth Planning Manager in Colombo, with an MDRT achievement in 2023. That dated recognition is not a claim of current MDRT membership, a regulatory licence or a guarantee of investment performance. Confirm the scope of advice and insurer representation directly before making a decision.